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Some facts about Habitat for Humanity
How does it work?
Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor -- sweat equity -- into building their Habitat house and the houses of others.
What does a Habitat house cost?
Throughout the world, the cost of houses varies from as little as $800 in some developing countries to an average of $46,600 in the United States.

Habitat houses are affordable for low-income families because there is no profit included in the sale price and no interest charged on the mortgage. Mortgage length varies from seven to 30 years.
What are Habitat affiliates?
Habitat for Humanity's work is accomplished at the community level by affiliates -- independent, locally run, nonprofit organizations. Each affiliate coordinates all aspects of Habitat home building in its local area -- fund raising, building site selection, partner family selection and support, house construction and mortgage servicing.

Habitat for Humanity International's headquarters, located in Americus, Ga., USA, provides information, training and a variety of other support services to Habitat affiliates worldwide.

All Habitat affiliates are asked to "tithe" -- to give 10 percent of their contributions to fund house-building work in other nations. Tithing provides much-needed funds for international building, and it also gives affiliates the opportunity to demonstrate the spirit of Christian partnership. In 2001, U.S. affiliates tithed $9.04 million to support Habitat's work overseas. Some affiliates in developing countries also receive funding grants from Habitat for Humanity International.
Where does Habitat for Humanity operate?
Habitat is a worldwide, grass-roots movement. There are more than 2,100 active affiliates in 100 countries, including all 50 states of the United States, the District of Columbia, Guam and Puerto Rico. Use our affiliate search to find Habitat affiliates in your area.

See our Habitat Affiliates Worldwide section for information on each country in which Habitat is at work, including progress reports, project descriptions and affordable housing needs.
How are the partner families selected?
Families in need of decent shelter apply to local Habitat affiliates. The affiliate's family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the no-interest loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.

If your family, or a family you know, is in need of decent, affordable housing, contact the Habitat affiliate nearest you. If you're not sure where a local Habitat affiliate might be, use our search engine to find the names and phone numbers of affiliates in your area, or contact the Habitat help line at (800)422-4828, ext. 2551 or 2552. Your local affiliate can give you information on the availability, size, costs and sweat-equity requirements for Habitat houses in your area, as well as information on the application process.
How are donations distributed and used?
Donations, whether to a local Habitat affiliate or to HFHI, are used as designated by the donor. Gifts received by HFHI that are designated to a specific affiliate or building project are forwarded to that affiliate or project. Undesignated gifts are used where most needed and for administrative expenses.

 
4Habitat for Humanity of Greater Harrisburg
4717-545-7299
Eve Wachhaus, Exec.Dir.
ewachhaus@paonline.com

Christine Guss, Dir. of Dev.
cguss@paonline.com
  4York Habitat for Humanity
4717-854-6168
Francesca Spero, Exec.Dir. francesca@yorkhabitat.org

Jason McSherry  Marketing Dir. Jason@yorkhabitat.org
  4Habitat for Humanity of Lancaster County
4717- 392-8836
Stacie Reidenbaugh, Dep. Dir.
stacie@lancasterhabitat.org

Stacie Reidenbaugh, Exec.Dir.
stacie@lancasterhabitat.org
 
4Cumberland Valley Habitat for Humanity
4717-258-1830
Jerry Nichols, Exec.Dir.
cvhfh@earthlink.net


Lynda Myers, Dir. of Dev.
rd-cvhfh@earthlink.net

 
  4Habitat for Humanity of Lebanon County
4717-228-1490
Pam Tricamo, Exec.Dir. habitatpam@nbn.net
 
  4Habitat for Humanity International, Northeast Region
4800-434-5463
Lisa Reitz habitatnortheast@hfhi.org

Barb Daugherty, Admin Associate-INFO CENTRAL bdaugherty@hfhi.org
 




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